/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-rotate-x:initial;--tw-rotate-y:initial;--tw-rotate-z:initial;--tw-skew-x:initial;--tw-skew-y:initial}}}@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.absolute{position:absolute}.fixed{position:fixed}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.table{display:table}.transform{transform:var(--tw-rotate-x,) var(--tw-rotate-y,) var(--tw-rotate-z,) var(--tw-skew-x,) var(--tw-skew-y,)}}:root{--navy:#04213d;--teal:#01797a;--teal-dark:#00696f;--coral:#ef5e43;--pale-teal:#d3e7e3;--ivory:#f8f7f3;--white:#fff}*{box-sizing:border-box}html{background:var(--ivory);scroll-behavior:smooth}body{background:var(--ivory);min-width:0;color:var(--navy);text-rendering:optimizelegibility;margin:0;font-family:Arial,Helvetica,sans-serif}a{color:inherit;text-decoration:none}button,a,summary{-webkit-tap-highlight-color:transparent}a:focus-visible,summary:focus-visible{outline:3px solid var(--coral);outline-offset:4px}.site-shell{background:var(--ivory);min-height:100svh;overflow:hidden}.skip-link{z-index:100;background:var(--white);color:var(--navy);border-radius:7px;padding:10px 14px;font-weight:700;transition:transform .16s;position:fixed;top:8px;left:12px;transform:translateY(-160%)}.skip-link:focus{transform:translateY(0)}.top-bar{background:var(--navy);height:40px;color:var(--white)}.top-bar-inner{letter-spacing:-.015em;justify-content:flex-end;align-items:center;gap:10px;width:100%;max-width:1440px;height:100%;margin:0 auto;padding:0 43px;font-size:15.5px;font-weight:500;display:flex}.top-bar-phone,.top-bar-phone a{align-items:center;display:inline-flex}.top-bar-phone{gap:10px;min-width:0}.top-bar-phone a{gap:5px;min-height:40px}.top-bar-area{color:var(--pale-teal);letter-spacing:.01em;font-size:.8em;font-weight:700}.top-bar a:hover{text-underline-offset:3px;text-decoration:underline}.top-bar-label{flex:none;font-size:1.08em}.phone-separator{color:#ffffff80;flex:none}.top-bar a{white-space:nowrap}.site-header{z-index:20;background:var(--ivory);height:116px;position:relative}.header-inner{justify-content:space-between;align-items:center;width:100%;max-width:1440px;height:100%;margin:0 auto;padding:0 41px 0 38px;display:flex}.brand{color:var(--navy);flex:none;align-items:center;gap:11px;display:inline-flex}.brand-name{white-space:nowrap;letter-spacing:-1.6px;font-family:Georgia,Times New Roman,serif;font-size:45px;font-weight:700;line-height:1}.brand-mark{flex:0 0 90px;width:90px;height:48px;display:inline-block;position:relative}.brand-sun{background:var(--coral);border-radius:40px 40px 0 0;width:40px;height:22px;position:absolute;top:0;left:22px}.brand-wave{border-top-style:solid;border-radius:50%;height:22px;display:block;position:absolute;transform:rotate(-1deg)}.brand-wave-one{border-top-width:5px;border-top-color:var(--teal-dark);width:81px;top:16px;left:6px}.brand-wave-two{border-top-width:5px;border-top-color:var(--teal);width:83px;top:26px;left:0}.brand-wave-three{border-top-width:5px;border-top-color:var(--teal-dark);width:75px;top:36px;left:14px}.desktop-nav{margin-left:20px}.nav-list,.mobile-nav-list{margin:0;padding:0;list-style:none}.nav-list{align-items:center;gap:16px;display:flex}.nav-link{min-height:46px;color:var(--navy);white-space:nowrap;align-items:center;font-size:18px;font-weight:400;display:inline-flex;position:relative}.nav-link:after{background:var(--teal);content:"";opacity:0;border-radius:99px;height:3px;transition:opacity .15s,transform .15s;position:absolute;bottom:1px;left:0;right:0;transform:scaleX(.6)}.nav-link:hover,.nav-link-current{color:var(--teal-dark)}.nav-link:hover:after,.nav-link-current:after{opacity:1;transform:scaleX(1)}.nav-link-current{font-weight:700}.mobile-menu{display:none;position:relative}.mobile-menu summary{min-height:48px;color:var(--navy);cursor:pointer;align-items:center;gap:9px;padding:0 8px;font-size:16px;font-weight:700;list-style:none;display:inline-flex}.mobile-menu summary::-webkit-details-marker{display:none}.menu-lines{gap:4px;width:22px;display:grid}.menu-lines span{background:var(--teal-dark);border-radius:4px;height:2px;display:block}.mobile-nav-list{background:var(--white);border:1px solid #04213d1f;border-radius:14px;width:min(280px,100vw - 32px);padding:12px 20px 18px;position:absolute;top:55px;right:0;box-shadow:0 20px 45px #04213d24}.mobile-nav-list .nav-link{width:100%;min-height:50px}.hero{isolation:isolate;min-height:calc(100svh - 156px);position:relative;overflow:hidden}.hero-inner{z-index:2;grid-template-columns:682px minmax(0,1fr);width:100%;max-width:1440px;min-height:calc(100svh - 156px);margin:0 auto;padding-left:56px;display:grid;position:relative}.hero-copy{z-index:4;width:650px;padding-top:89px;position:relative}.eyebrow{color:var(--teal-dark);letter-spacing:1.05px;text-transform:uppercase;margin:0;font-size:18px;font-weight:700;line-height:1.4}.hero h1{color:var(--navy);letter-spacing:-3.4px;margin:27px 0 0;font-family:Georgia,Times New Roman,serif;font-size:80px;font-weight:400;line-height:1.03}.hero-subhead{color:var(--navy);letter-spacing:-.55px;margin:25px 0 0 1px;font-size:24px;font-weight:400;line-height:1.56}.hero-copy-rich .hero-copy{padding-top:52px}.hero-copy-rich h1{letter-spacing:-2.8px;font-size:64px}.hero-copy-rich .hero-subhead{font-size:19px;line-height:1.5}.hero-copy-rich .hero-actions,.hero-copy-rich .advisor-proof{margin-top:24px}.hero-copy-rich .government-disclaimer{margin-top:20px}.hero-actions{grid-template-columns:220px minmax(0,1fr);grid-template-areas:"scope-copy scope-copy""call scope-button";align-items:end;gap:14px 22px;margin-top:33px;display:grid}.scope-explanation{color:var(--navy);letter-spacing:-.18px;grid-area:scope-copy;margin:0;font-size:16px;font-weight:400;line-height:1.48}.button{border-radius:10px;justify-content:center;align-items:center;height:72px;font-size:24px;font-weight:500;line-height:1;transition:transform .15s,box-shadow .15s,background .15s;display:inline-flex}.button:hover{transform:translateY(-2px)}.button-primary{background:var(--coral);width:220px;color:var(--white);grid-area:call;box-shadow:0 9px 20px #ef5e4329}.button-primary:hover{background:#dc5138;box-shadow:0 13px 24px #ef5e433b}.button-secondary{border:2px solid var(--teal-dark);background:var(--ivory);width:100%;color:var(--teal-dark);grid-area:scope-button}.button-secondary:hover{background:#d3e7e36b}.self-shop-prompt{color:#04213dd1;margin:17px 0 0 1px;font-size:15px;line-height:1.45}.self-shop-prompt a{color:var(--teal-dark);text-underline-offset:3px;font-weight:700;text-decoration:underline;text-decoration-thickness:1px}.self-shop-prompt a:hover{text-decoration-thickness:2px}.advisor-proof{align-items:center;gap:12px;width:650px;margin-top:28px;display:flex}.checkmark{border:2px solid var(--teal-dark);width:42px;height:42px;color:var(--teal-dark);border-radius:50%;flex:0 0 42px;justify-content:center;align-items:center;display:inline-flex}.checkmark svg{fill:none;stroke:currentColor;stroke-linecap:round;stroke-linejoin:round;stroke-width:2.4px;width:28px;height:28px}.advisor-headshot{border:2px solid var(--pale-teal);object-fit:cover;object-position:center 25%;border-radius:50%;flex:0 0 112px;width:112px;height:112px}.advisor-byline{min-width:0;color:var(--navy);letter-spacing:-.33px;flex-wrap:wrap;flex:1;align-items:center;column-gap:7px;margin:-1px 0 0;font-size:18px;font-weight:400;line-height:1.38;display:flex}.advisor-primary,.advisor-secondary{align-items:center;min-height:22px;display:inline-flex}.advisor-secondary{gap:7px}.government-disclaimer{color:var(--navy);letter-spacing:-.25px;margin:27px 0 0 1px;font-size:17px;font-weight:400;line-height:1.45}.hero-visual{z-index:2;height:100%;min-height:740px;position:relative}.pale-orb{z-index:-2;background:var(--pale-teal);border-radius:50%;width:270px;height:270px;position:absolute;top:-3px;right:-19px}.hero-photo-art{width:702px;height:min(740px,100svh - 160px);min-height:700px;position:absolute;top:4px;left:0;overflow:visible}.photo-underlay{fill:var(--pale-teal)}.hero-background-art{z-index:1;pointer-events:none;width:max(1440px,100%);height:230px;position:absolute;bottom:0;left:50%;transform:translate(-50%)}.bottom-teal-wave{fill:var(--teal)}.bottom-coral-wave{fill:var(--coral)}.site-footer{z-index:5;background:var(--navy);color:var(--white);position:relative}.footer-inner{grid-template-columns:minmax(300px,1.2fr) minmax(120px,.5fr) minmax(210px,.82fr) minmax(260px,1fr);gap:44px;width:min(1320px,100% - 80px);margin:0 auto;padding:70px 0 54px;display:grid}.footer-brand-link{color:var(--white)}.footer-brand-link .brand-mark{transform-origin:0;transform:scale(.82)}.footer-brand-link>span:last-child{gap:6px;display:grid}.footer-brand-name{font-family:Georgia,Times New Roman,serif;font-size:30px;font-weight:700;line-height:1.05}.footer-credential{color:var(--pale-teal);font-size:14px;line-height:1.4}.footer-brand>p{color:#ffffffc7;max-width:460px;margin:20px 0 0;font-size:16px;line-height:1.6}.footer-navigation h2,.footer-contact h2,.footer-business h2{color:var(--pale-teal);letter-spacing:.08em;text-transform:uppercase;margin:0 0 18px;font-size:15px}.footer-navigation ul{gap:13px;margin:0;padding:0;list-style:none;display:grid}.footer-navigation a,.footer-contact a,.footer-business a{align-items:center;min-height:34px;font-size:17px;display:inline-flex}.footer-navigation a:hover,.footer-contact a:hover,.footer-business a:hover{color:var(--pale-teal);text-underline-offset:4px;text-decoration:underline}.footer-contact{flex-direction:column;align-items:flex-start;display:flex}.footer-phone-list{gap:13px;margin:0;padding:0;list-style:none;display:grid}.footer-contact .footer-phone-list a{gap:2px;min-height:48px;display:grid}.footer-phone-list span{color:var(--pale-teal);letter-spacing:.07em;text-transform:uppercase;font-size:12px;font-weight:700}.footer-phone-list strong{color:var(--white);font-size:19px;line-height:1.2}.footer-contact p{color:#ffffffb8;margin:12px 0 0;font-size:14px;line-height:1.5}.footer-business{min-width:0}.footer-appointment-notice{color:var(--white);background:#ef5e431f;border:1px solid #ef5e43b8;border-radius:8px;gap:3px;margin:-5px 0 18px;padding:11px 12px;font-size:13px;line-height:1.4;display:grid}.footer-appointment-notice strong{color:#ffb5a8;letter-spacing:.06em;text-transform:uppercase;font-size:12px}.footer-appointment-notice span{color:#ffffffdb}.footer-business-list{gap:16px;margin:0;padding:0;list-style:none;display:grid}.footer-business-list a{gap:4px;min-height:0;display:grid}.footer-business-list strong{color:var(--white);font-size:16px;line-height:1.25}.footer-business-list span{color:#ffffffbd;font-size:13px;line-height:1.45}.footer-business-list .footer-office-status{color:#ffb5a8;letter-spacing:.06em;text-transform:uppercase;background:#ef5e4333;border-radius:999px;width:fit-content;margin-top:2px;padding:3px 7px;font-size:10px;font-weight:800;line-height:1.3}.footer-business-list small{color:var(--pale-teal);font-size:12px;font-weight:700;line-height:1.4}.footer-direct-contact{color:#fffc;gap:9px;margin-top:22px;font-size:14px;font-style:normal;line-height:1.45;display:grid}.footer-direct-contact a{overflow-wrap:anywhere;min-height:30px;color:var(--white);font-weight:700}.footer-legal{color:#ffffffad;border-top:1px solid #ffffff2b;grid-template-columns:minmax(0,1fr) auto;align-items:end;gap:42px;width:min(1320px,100% - 80px);margin:0 auto;padding:25px 0 28px;font-size:13px;line-height:1.55;display:grid}.footer-legal p{margin:0}.footer-disclosures{gap:12px;max-width:1040px;display:grid}.footer-copyright{white-space:nowrap}.interior-hero{background:radial-gradient(circle at 88% 16%, #d3e7e3e0 0 150px, transparent 151px), linear-gradient(135deg, var(--ivory) 0%, #f5f3ed 100%);border-top:1px solid #04213d0f;position:relative;overflow:hidden}.interior-hero:after{border:46px solid var(--coral);content:"";opacity:.96;border-radius:50%;width:570px;height:300px;position:absolute;bottom:-205px;right:-90px;transform:rotate(-8deg)}.interior-hero-inner{z-index:2;width:min(1220px,100% - 80px);margin:0 auto;padding:94px 0 102px;position:relative}.interior-hero h1{max-width:900px;color:var(--navy);letter-spacing:-2.8px;margin:18px 0 0;font-family:Georgia,Times New Roman,serif;font-size:clamp(52px,5.3vw,74px);font-weight:400;line-height:1.05}.page-kicker,.section-kicker{color:var(--teal-dark);letter-spacing:.1em;text-transform:uppercase;margin:0;font-size:15px;font-weight:700;line-height:1.45}.page-lead{color:#04213de0;letter-spacing:-.3px;max-width:790px;margin:26px 0 0;font-size:22px;line-height:1.62}.about-hero-inner{grid-template-columns:minmax(0,1fr) 330px;align-items:center;gap:90px;display:grid}.about-portrait-card{background:#ffffffc2;border:1px solid #04213d17;border-radius:28px;justify-items:center;padding:23px 22px 25px;display:grid;position:relative;box-shadow:0 22px 50px #04213d1a}.about-portrait-card img{border:5px solid var(--white);object-fit:cover;object-position:center 25%;border-radius:50%;width:220px;height:220px;box-shadow:0 12px 30px #04213d24}.about-portrait-card>div{text-align:center;gap:5px;margin-top:18px;display:grid}.about-portrait-card strong{font-family:Georgia,Times New Roman,serif;font-size:24px}.about-portrait-card span{color:#04213dc2;font-size:14px;line-height:1.4}.page-section{background:var(--white);padding:90px 0}.page-section-tinted{background:#edf5f3}.content-wrap{width:min(1220px,100% - 80px);margin:0 auto}.two-column-content{grid-template-columns:minmax(0,1.15fr) minmax(340px,.85fr);align-items:start;gap:92px;display:grid}.prose-block h2,.section-heading h2,.timing-card h2,.privacy-contact-section h2{color:var(--navy);letter-spacing:-1.5px;margin:13px 0 0;font-family:Georgia,Times New Roman,serif;font-size:clamp(38px,4vw,54px);font-weight:400;line-height:1.1}.prose-block>p:not(.section-kicker),.section-heading>p:not(.section-kicker){color:#04213dcc;margin:22px 0 0;font-size:18px;line-height:1.72}.highlight-card{border-top:6px solid var(--coral);background:var(--ivory);border-radius:18px;padding:38px 40px;box-shadow:0 16px 38px #04213d14}.highlight-card h2{margin:0;font-family:Georgia,Times New Roman,serif;font-size:32px;font-weight:400}.check-list{gap:18px;margin:28px 0 0;padding:0;list-style:none;display:grid}.check-list li{padding-left:32px;font-size:17px;line-height:1.5;position:relative}.check-list li:before{background:var(--teal);width:22px;height:22px;color:var(--white);content:"✓";border-radius:50%;justify-content:center;align-items:center;font-size:14px;font-weight:700;display:inline-flex;position:absolute;top:2px;left:0}.section-heading{max-width:670px}.section-heading-wide{max-width:820px}.process-grid{counter-reset:none;grid-template-columns:repeat(3,1fr);gap:26px;margin:50px 0 0;padding:0;list-style:none;display:grid}.process-grid li{background:var(--white);border:1px solid #04213d17;border-radius:18px;min-height:250px;padding:34px 32px}.step-number{background:var(--coral);width:48px;height:48px;color:var(--white);border-radius:50%;justify-content:center;align-items:center;font-size:22px;font-weight:700;display:inline-flex}.process-grid h3{margin:26px 0 0;font-family:Georgia,Times New Roman,serif;font-size:28px;font-weight:400}.process-grid p{color:#04213dc2;margin:13px 0 0;font-size:17px;line-height:1.6}.plan-card-grid{grid-template-columns:repeat(2,1fr);gap:28px;margin-top:50px;display:grid}.plan-card{background:var(--ivory);border:1px solid #04213d17;border-radius:20px;min-height:285px;padding:38px 40px;position:relative;overflow:hidden}.plan-card:after{background:var(--pale-teal);content:"";border-radius:50%;width:140px;height:140px;position:absolute;bottom:-55px;right:-55px}.plan-card>span,.resource-card>span{color:var(--teal-dark);letter-spacing:.09em;text-transform:uppercase;font-size:14px;font-weight:700}.plan-card h3{margin:18px 0 0;font-family:Georgia,Times New Roman,serif;font-size:36px;font-weight:400}.plan-card p{z-index:1;color:#04213dc7;margin:18px 0 0;font-size:17px;line-height:1.68;position:relative}.carrier-name-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:44px 0 0;padding:0;list-style:none;display:grid}.carrier-name-grid li{background:var(--white);min-height:74px;color:var(--navy);border:1px solid #04213d1a;border-radius:14px;align-items:center;padding:18px 22px;font-family:Georgia,Times New Roman,serif;font-size:21px;line-height:1.28;display:flex;box-shadow:0 10px 26px #04213d0d}.coverage-availability-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;margin-top:30px;display:grid}.coverage-availability-card{border-left:5px solid var(--teal);background:#ffffffd6;border-radius:0 16px 16px 0;padding:31px 34px}.coverage-availability-card>span{color:var(--teal-dark);letter-spacing:.08em;text-transform:uppercase;font-size:13px;font-weight:700}.coverage-availability-card h3{margin:13px 0 0;font-family:Georgia,Times New Roman,serif;font-size:29px;font-weight:400;line-height:1.2}.coverage-availability-card p{color:#04213dc7;margin:14px 0 0;font-size:16px;line-height:1.65}.comparison-layout{align-items:center}.question-list{gap:12px;margin:0;padding:0;list-style:none;display:grid}.question-list li{border-left:4px solid var(--teal);background:#ffffffd1;border-radius:0 10px 10px 0;padding:17px 21px;font-size:17px;line-height:1.5}.timing-card{border:2px solid var(--pale-teal);background:var(--ivory);border-radius:22px;grid-template-columns:.82fr 1.18fr;align-items:center;gap:70px;padding:48px 52px;display:grid}.timing-card h2{font-size:40px}.timing-card>p{color:#04213dcc;margin:0;font-size:18px;line-height:1.72}.resource-intro-grid{grid-template-columns:minmax(0,1.2fr) minmax(320px,.8fr)}.numbered-checklist{counter-reset:resource-steps;gap:17px;margin:40px 0 0;padding:0;list-style:none;display:grid}.numbered-checklist li{color:#04213dd6;counter-increment:resource-steps;min-height:42px;padding:7px 0 0 58px;font-size:17px;line-height:1.56;position:relative}.numbered-checklist li:before{background:var(--teal);width:40px;height:40px;color:var(--white);content:counter(resource-steps);border-radius:50%;justify-content:center;align-items:center;font-weight:700;display:inline-flex;position:absolute;top:0;left:0}.privacy-card{border:2px solid var(--pale-teal);background:var(--ivory);border-radius:18px;gap:20px;padding:34px;display:flex}.privacy-card>span{background:var(--navy);width:42px;height:42px;color:var(--white);border-radius:50%;flex:0 0 42px;justify-content:center;align-items:center;font-family:Georgia,Times New Roman,serif;font-size:26px;font-style:italic;display:inline-flex}.privacy-card h2{margin:3px 0 0;font-family:Georgia,Times New Roman,serif;font-size:28px;font-weight:400}.privacy-card p{color:#04213dc2;margin:14px 0 0;font-size:16px;line-height:1.65}.resource-card-grid{grid-template-columns:repeat(2,1fr);gap:26px;margin-top:48px;display:grid}.resource-card{background:var(--white);border-radius:18px;flex-direction:column;min-height:290px;padding:34px 36px;display:flex;box-shadow:0 14px 34px #04213d12}.resource-card h3{margin:17px 0 0;font-family:Georgia,Times New Roman,serif;font-size:30px;font-weight:400}.resource-card p{color:#04213dc2;margin:15px 0 25px;font-size:16px;line-height:1.63}.resource-card a{min-height:46px;color:var(--teal-dark);text-underline-offset:4px;align-items:center;margin-top:auto;font-size:16px;font-weight:700;text-decoration:underline;display:inline-flex}.resource-card a:hover{color:var(--navy)}.resource-followup{margin:30px 0 0;font-size:16px;line-height:1.6}.resource-followup a{color:var(--teal-dark);text-underline-offset:3px;font-weight:700;text-decoration:underline}.term-grid{grid-template-columns:repeat(3,1fr);gap:18px;margin:46px 0 0;display:grid}.term-grid>div{background:var(--ivory);border:1px solid #04213d17;border-radius:14px;padding:28px 30px}.term-grid dt{color:var(--teal-dark);font-size:18px;font-weight:700}.term-grid dd{color:#04213dc2;margin:10px 0 0;font-size:15px;line-height:1.55}.contact-cta-wrap{padding:0 0 90px}.contact-cta{background:var(--navy);color:var(--white);border-radius:28px;padding:58px 62px;position:relative;overflow:hidden}.contact-cta:after{border:34px solid var(--coral);content:"";opacity:.92;border-radius:50%;width:390px;height:260px;position:absolute;bottom:-160px;right:-120px}.contact-cta-heading,.phone-action-grid,.scope-panel,.contact-self-shop{z-index:1;position:relative}.contact-cta .section-kicker{color:var(--pale-teal)}.contact-cta h2{letter-spacing:-1.8px;max-width:720px;margin:13px 0 0;font-family:Georgia,Times New Roman,serif;font-size:clamp(40px,4.4vw,58px);font-weight:400;line-height:1.08}.contact-cta-heading>p:last-child{color:#ffffffc9;max-width:760px;margin:18px 0 0;font-size:17px;line-height:1.63}.phone-action-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;max-width:880px;margin-top:34px;display:grid}.phone-action{background:var(--white);min-height:116px;color:var(--navy);box-shadow:inset 5px 0 0 var(--coral);border:1px solid #ffffffd1;border-radius:14px;align-content:center;gap:6px;padding:18px 24px;transition:transform .15s,background .15s,box-shadow .15s;display:grid}.phone-action:hover{box-shadow:inset 7px 0 0 var(--coral), 0 12px 26px #00000024;background:#fff7f4;transform:translateY(-2px)}.phone-action>span{color:var(--teal-dark);letter-spacing:.08em;text-transform:uppercase;font-size:14px;font-weight:700}.phone-action strong{color:var(--navy);font-size:25px;line-height:1.1}.phone-action small{color:var(--coral);letter-spacing:.01em;font-size:13px;font-weight:700}.scope-panel{background:#ffffff12;border:1px solid #ffffff2e;border-radius:14px;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:38px;margin-top:30px;padding:27px 30px;display:grid}.scope-panel h3{margin:0;font-size:20px}.scope-panel p{color:#ffffffbd;margin:9px 0 0;font-size:15px;line-height:1.55}.scope-panel-button{background:var(--white);min-height:58px;color:var(--teal-dark);text-align:center;border-radius:9px;justify-content:center;align-items:center;padding:0 24px;font-size:16px;font-weight:700;display:inline-flex}.scope-panel-button:hover{background:var(--pale-teal)}.contact-self-shop{color:#ffffffb3}.contact-self-shop a{color:var(--white)}.contact-hero-inner{grid-template-columns:minmax(0,.95fr) minmax(560px,1fr);align-items:center;gap:60px;display:grid}.contact-hero-phones{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;display:grid}.contact-hero-phones a{background:#ffffffe0;border:2px solid #04213d14;border-radius:18px;align-content:center;gap:6px;min-height:132px;padding:20px 22px;transition:transform .15s,border-color .15s;display:grid;box-shadow:0 12px 28px #04213d12}.contact-hero-phones a:hover{border-color:var(--teal);transform:translateY(-2px)}.contact-hero-phones span{color:var(--teal-dark);letter-spacing:.09em;text-transform:uppercase;font-size:14px;font-weight:700}.contact-hero-phones strong{font-size:clamp(22px,2vw,27px);line-height:1.15}.contact-hero-phones small{color:#04213da6;font-size:14px}.contact-options-grid{grid-template-columns:.85fr 1.15fr;align-items:stretch;gap:70px;display:grid}.scope-contact-card{background:#edf5f3;border-radius:20px;padding:40px 42px}.scope-contact-card h2,.self-shop-card h2{margin:12px 0 0;font-family:Georgia,Times New Roman,serif;font-size:34px;font-weight:400;line-height:1.15}.scope-contact-card>p:not(.section-kicker),.privacy-contact-section p,.self-shop-card p{color:#04213dc7;margin:17px 0 0;font-size:17px;line-height:1.66}.scope-contact-card>a{background:var(--teal-dark);min-height:58px;color:var(--white);text-align:center;border-radius:9px;justify-content:center;align-items:center;margin-top:24px;padding:0 24px;font-size:16px;font-weight:700;display:inline-flex}.scope-contact-card>a:hover{background:var(--navy)}.privacy-contact-section{grid-template-columns:minmax(0,1.15fr) minmax(320px,.85fr);align-items:center;gap:80px;display:grid}.privacy-contact-section h2{font-size:44px}.self-shop-card{background:var(--white);border:1px solid #04213d17;border-radius:18px;padding:36px 38px}.self-shop-card a{min-height:46px;color:var(--teal-dark);text-underline-offset:4px;align-items:center;margin-top:18px;font-weight:700;text-decoration:underline;display:inline-flex}.home-reason-list{margin-top:0}.credentials-list{margin-top:32px}.credential-groups{gap:30px;display:grid}.credential-groups-list{margin-top:32px}.credential-groups-cards{margin-top:42px}.credential-group h3{color:var(--navy);margin:0;font-size:19px;line-height:1.35}.credential-group .credentials-list,.credential-group .credentials-card-grid{margin-top:16px}.credentials-note{color:#04213da6;margin:27px 0 0;font-size:14px;line-height:1.6}.credentials-note-wide{max-width:830px}.credentials-card-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin:45px 0 0;padding:0;list-style:none;display:grid}.credentials-card-grid li{background:var(--white);border:1px solid #04213d17;border-radius:16px;min-height:88px;padding:27px 28px 27px 64px;font-size:17px;line-height:1.5;position:relative;box-shadow:0 10px 26px #04213d0d}.credentials-card-grid li:before{background:var(--teal);width:24px;height:24px;color:var(--white);content:"✓";border-radius:50%;justify-content:center;align-items:center;font-size:14px;font-weight:700;display:inline-flex;position:absolute;top:27px;left:27px}.home-proof-grid{grid-template-columns:minmax(0,1.05fr) minmax(380px,.95fr)}.testimonial-panel{border-top:6px solid var(--coral);background:var(--ivory);border-radius:18px;padding:40px;box-shadow:0 16px 38px #04213d14}.testimonial-panel h2{margin:13px 0 0;font-family:Georgia,Times New Roman,serif;font-size:40px;font-weight:400;line-height:1.1}.review-stack{gap:16px;margin-top:28px;display:grid}.review-stack blockquote{border-left:4px solid var(--teal);background:var(--white);color:#04213dd1;border-radius:0 12px 12px 0;margin:0;padding:22px 24px;font-family:Georgia,Times New Roman,serif;font-size:18px;line-height:1.58}.review-links{flex-wrap:wrap;gap:12px 22px;margin-top:24px;display:flex}.review-links a,.inline-text-link{color:var(--teal-dark);text-underline-offset:4px;font-weight:700;text-decoration:underline}.service-area-details{background:var(--white);border:1px solid #04213d1a;border-radius:16px;margin-top:42px;box-shadow:0 10px 26px #04213d0d}.service-area-details summary{min-height:64px;color:var(--teal-dark);cursor:pointer;padding:20px 58px 18px 24px;font-size:17px;font-weight:700}.service-area-details ul{grid-template-columns:repeat(2,minmax(0,1fr));gap:11px 32px;margin:0;padding:0 28px 28px 48px;display:grid}.service-area-details li{color:#04213dc7;font-size:15px;line-height:1.5}.supplemental-teaser{border-color:#01797a40}.supplemental-card-grid .plan-card{min-height:300px}.supplemental-carrier-line{border-left:5px solid var(--coral);color:#04213dcc;background:#edf5f3;border-radius:0 14px 14px 0;margin:34px 0 0;padding:24px 28px;font-size:16px;line-height:1.65}.supplemental-compliance{margin-top:-54px;padding-bottom:36px}.supplemental-compliance p{color:#04213da6;margin:0;font-size:13px;line-height:1.55}.contact-hero-phone-block{min-width:0}.contact-direct-note{text-align:center;margin:17px 0 0}.contact-detail-layout{grid-template-columns:minmax(0,1.2fr) minmax(330px,.8fr);align-items:start;gap:70px;display:grid}.contact-office-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:38px;display:grid}.contact-office-card{background:var(--ivory);border:1px solid #04213d17;border-radius:18px;align-content:start;gap:8px;min-height:210px;padding:30px;display:grid;box-shadow:0 12px 28px #04213d0f}.contact-office-card strong{font-family:Georgia,Times New Roman,serif;font-size:25px;font-weight:400}.contact-office-card>span{color:#04213dc2;font-size:16px;line-height:1.5}.contact-office-card small{color:var(--coral);letter-spacing:.05em;text-transform:uppercase;margin-top:10px;font-size:13px;font-weight:700}.contact-office-card .contact-office-link{color:var(--teal-dark);margin-top:auto;font-weight:700}.contact-direct-card{border-top:6px solid var(--coral);background:#edf5f3;border-radius:18px;padding:38px}.contact-direct-card h2{margin:13px 0 0;font-family:Georgia,Times New Roman,serif;font-size:36px;font-weight:400}.contact-direct-card address{gap:12px;margin-top:24px;font-size:17px;font-style:normal;display:grid}.contact-direct-card address a{color:var(--teal-dark);text-underline-offset:4px;font-weight:700;text-decoration:underline}.contact-privacy-line{color:#04213dba;margin:27px 0 0;font-size:15px;line-height:1.65}.contact-self-shop-card{align-self:stretch}@media (width<=1260px){.desktop-nav{display:none}.mobile-menu{display:block}.top-bar-inner{gap:7px;padding:0 18px;font-size:13.5px}.top-bar-phone{gap:7px}.brand-name{font-size:36px}.brand-mark{transform-origin:0;flex-basis:76px;width:76px;transform:scale(.88)}.nav-list{gap:34px}.hero-inner{grid-template-columns:minmax(540px,51%) minmax(0,1fr);padding-left:42px}.hero-copy{width:min(620px,100%)}.hero h1{font-size:70px}.hero-copy-rich h1{font-size:58px}.hero-subhead{font-size:21px}.hero-copy-rich .hero-subhead{font-size:18px}.hero-actions{grid-template-columns:200px minmax(0,1fr);gap:18px}.button-primary{width:200px}.hero-photo-art{width:680px}}@media (width<=980px){.top-bar{height:auto;min-height:84px}.top-bar-inner{grid-template-columns:repeat(2,minmax(0,1fr));align-content:center;gap:3px 16px;height:auto;min-height:84px;padding:6px 24px 8px;font-size:14px;display:grid}.top-bar-label{text-align:center;grid-column:1/-1}.top-bar-phone{display:block}.top-bar-phone a{justify-content:center;width:100%;min-height:27px}.phone-separator{display:none}.site-header{height:94px}.header-inner{padding:0 26px}.desktop-nav{display:none}.mobile-menu{display:block}.hero{min-height:0;overflow:hidden}.hero-inner{grid-template-columns:1fr;min-height:0;padding:0 34px;display:grid}.hero-copy{width:min(700px,100%);padding-top:55px}.hero h1{font-size:clamp(58px,9vw,78px)}.hero-copy-rich h1{font-size:clamp(52px,7vw,64px)}.hero-subhead{font-size:23px}.hero-copy-rich .hero-subhead{font-size:20px}.advisor-proof{width:min(700px,100%)}.hero-visual{width:calc(100% + 28px);height:650px;min-height:0;margin-top:44px;margin-left:-6px}.hero-photo-art{width:max(700px,100%);height:650px;min-height:0;top:0}.pale-orb{top:-20px;right:-50px}.hero-background-art{height:190px}}@media (width<=640px){.top-bar-inner{font-size:13px}.site-header{height:84px}.header-inner{padding:0 18px}.brand{gap:4px}.brand-mark{flex-basis:57px;width:57px;height:39px;transform:scale(.68)}.brand-name{letter-spacing:-1px;font-size:clamp(22px,6.5vw,29px)}.mobile-menu summary{padding-right:0;font-size:0}.menu-lines{gap:5px;width:26px}.menu-lines span{height:3px}.mobile-nav-list{top:50px}.hero-inner{padding:0 20px}.hero-copy{padding-top:40px}.eyebrow{letter-spacing:.9px;font-size:14px;line-height:1.5}.hero h1{letter-spacing:-2.2px;margin-top:18px;font-size:clamp(42px,12.5vw,58px);line-height:1.02}.hero-copy-rich h1{font-size:clamp(42px,11vw,52px)}.hero-subhead{letter-spacing:-.35px;margin-top:22px;font-size:20px;line-height:1.5}.desktop-line-break{display:none}.hero-actions{grid-template-columns:1fr;grid-template-areas:"call""scope-copy""scope-button";align-items:stretch;gap:13px;margin-top:29px;display:grid}.scope-explanation{font-size:16px;line-height:1.5}.button{width:100%;height:62px;font-size:20px}.advisor-proof{gap:9px;width:100%;margin-top:30px}.checkmark{flex-basis:40px;width:40px;height:40px}.advisor-headshot{flex-basis:88px;width:88px;height:88px}.advisor-byline{font-size:16px;line-height:1.4}.advisor-primary,.advisor-secondary{display:inline}.government-disclaimer{margin-top:24px;font-size:15px;line-height:1.5}.hero-visual{width:calc(100% + 36px);height:430px;margin-top:34px;margin-left:-10px}.hero-photo-art{width:500px;height:430px;left:-58px}.pale-orb{width:190px;height:190px;top:-14px;right:-82px}.hero-background-art{height:150px;left:62%}}@media (width<=980px){.footer-inner{grid-template-columns:repeat(2,minmax(0,1fr));gap:48px;width:min(100% - 52px,760px)}.footer-contact{grid-column:auto}.footer-legal{grid-template-columns:1fr;gap:15px;width:min(100% - 52px,760px)}.interior-hero-inner,.content-wrap{width:min(100% - 68px,760px)}.interior-hero-inner{padding:74px 0 82px}.interior-hero:after{right:-260px}.about-hero-inner,.contact-hero-inner{grid-template-columns:1fr;gap:48px}.about-portrait-card{grid-template-columns:180px 1fr;place-items:center start;max-width:600px}.about-portrait-card img{width:160px;height:160px}.about-portrait-card>div{text-align:left;margin:0}.two-column-content,.home-proof-grid,.timing-card,.contact-detail-layout,.contact-options-grid,.privacy-contact-section{grid-template-columns:1fr;gap:46px}.process-grid{grid-template-columns:1fr}.process-grid li{min-height:0}.plan-card-grid,.resource-card-grid,.carrier-name-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.coverage-availability-grid{grid-template-columns:1fr}.term-grid{grid-template-columns:repeat(2,1fr)}.contact-cta{padding:50px 42px}.scope-panel{grid-template-columns:1fr;gap:20px}.scope-panel-button{justify-self:start}.contact-hero-phones{grid-template-columns:repeat(2,1fr)}}@media (width<=640px){.top-bar{height:auto;min-height:118px}.top-bar-inner{gap:4px 8px;min-height:118px;padding:7px 12px 9px;font-size:13px}.top-bar-label{text-align:center}.top-bar-area{text-align:center;white-space:normal;font-size:10px;line-height:1.25;display:block}.top-bar-phone a{flex-direction:column;gap:1px;min-height:43px;line-height:1.2}.site-header{height:80px}.footer-inner,.footer-legal,.interior-hero-inner,.content-wrap{width:calc(100% - 40px)}.footer-inner{grid-template-columns:1fr;gap:38px;padding:52px 0 42px}.footer-contact{grid-column:auto}.footer-brand-link .brand-mark{display:none}.footer-brand-name{font-size:27px}.footer-legal{padding-bottom:24px}.interior-hero{background:radial-gradient(circle at 108% 9%, #d3e7e3e0 0 100px, transparent 101px), linear-gradient(135deg, var(--ivory) 0%, #f5f3ed 100%)}.interior-hero-inner{padding:56px 0 66px}.interior-hero:after{bottom:-225px;right:-330px}.interior-hero h1{letter-spacing:-2px;margin-top:15px;font-size:clamp(42px,12vw,55px)}.page-lead{margin-top:22px;font-size:19px;line-height:1.55}.about-portrait-card{grid-template-columns:1fr;justify-items:center;padding:22px}.about-portrait-card img{width:170px;height:170px}.about-portrait-card>div{text-align:center;margin-top:16px}.page-section{padding:68px 0}.prose-block h2,.section-heading h2,.timing-card h2,.privacy-contact-section h2{font-size:38px}.highlight-card,.testimonial-panel,.plan-card,.resource-card,.privacy-card,.timing-card,.scope-contact-card,.self-shop-card{padding:28px 25px}.process-grid{margin-top:38px}.process-grid li{padding:28px 25px}.plan-card-grid,.resource-card-grid,.credentials-card-grid,.carrier-name-grid,.term-grid,.phone-action-grid,.contact-office-grid,.contact-hero-phones{grid-template-columns:1fr}.service-area-details ul{grid-template-columns:1fr;padding-left:40px;padding-right:22px}.credentials-card-grid li{min-height:0}.supplemental-compliance{width:calc(100% - 40px)}.carrier-name-grid{gap:14px;margin-top:32px}.carrier-name-grid li{min-height:64px;padding:16px 18px;font-size:19px}.coverage-availability-grid{gap:16px;margin-top:22px}.coverage-availability-card{padding:25px 23px}.coverage-availability-card h3{font-size:26px}.plan-card{min-height:0}.resource-card{min-height:270px}.privacy-card{display:grid}.timing-card{gap:25px}.term-grid>div{padding:24px}.contact-cta-wrap{width:100%;padding-bottom:0}.contact-cta{border-radius:0;padding:48px 20px}.contact-cta-heading,.phone-action-grid,.scope-panel,.contact-self-shop{width:calc(100% - 40px);margin-left:auto;margin-right:auto}.contact-cta h2{font-size:42px}.phone-action{min-height:84px}.phone-action strong{font-size:22px}.scope-panel{padding:24px 22px}.scope-panel-button{width:100%;min-height:62px}.contact-hero-phones a{min-height:112px}.contact-hero-phones strong{font-size:26px}}@media (width<=380px){.header-inner{padding:0 12px}.header-inner .brand-mark{display:none}.brand-name{font-size:clamp(19px,6vw,22px)}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.skip-link,.nav-link:after,.button{transition:none}}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}
